Terms & Conditions – LenDen

These Terms & Conditions (“Terms”) govern your use of the LenDen mobile application (“App”), developed and maintained by Modern Craft.

By downloading, installing, or using LenDen, you agree to these Terms. If you do not agree, please do not use the app.

1. About LenDen

LenDen is a personal finance application designed to help users track income, expenses, savings, analytics, and financial goals.

• Developer: Modern Craft
• Website: https://www.moderncraft.app/
• App landing page: https://www.moderncraft.app/lenden-app

2. Eligibility

You must be at least 13 years old to use LenDen. By using the app, you confirm that you meet this requirement.

3. Use of the App

LenDen is provided for personal, non-commercial use only. You agree:

• Not to misuse the app
• Not to attempt to access restricted systems or data
• Not to use the app for unlawful purposes

We reserve the right to restrict or terminate access if misuse is detected.

4. Account Registration (Optional)

• Creating an account is optional
• You can use LenDen without signing in
• Signing in enables features such as cloud backup and multi-device sync

You are responsible for maintaining the confidentiality of your account credentials.

5. User Data & Privacy

Your privacy is important to us. Data handling practices are explained in our Privacy Policy.

By using LenDen, you agree to the Privacy Policy.

👉 Privacy Policy: https://www.moderncraft.app/lenden-app (Privacy Policy section)

6. Features & Pricing

These features may become paid in the future. Any pricing changes will be clearly communicated within the app before implementation.

7. No Financial Advice

LenDen is a tracking and informational tool only.

• We do not provide financial, investment, tax, or legal advice
• Insights and suggestions are based on user-entered data
• Decisions made based on app information are your responsibility

8. Data Accuracy

• LenDen relies on data entered by the user
• We do not guarantee the accuracy or completeness of financial records
• You are responsible for reviewing and verifying your data

9. Account & Data Deletion

You have full control over your data.

10. App Availability & Updates

• We strive to keep LenDen available at all times
• We do not guarantee uninterrupted or error-free service
• We may update, modify, or discontinue features without prior notice
• Updates may be required to continue using the app

11. Limitation of Liability

To the maximum extent permitted by law, LenDen and Modern Craft are not liable for:

• Financial losses
• Data loss due to device failure
• Decisions made based on app insights

Use of the app is at your own risk.

12. Intellectual Property

• All app content, design, logos, and branding belong to Modern Craft
• You may not copy, modify, or redistribute any part of the app without permission

13. Termination

We reserve the right to suspend or terminate access to LenDen if:

• These Terms are violated
• The app is misused
• Required by law

14. Changes to These Terms

We may update these Terms from time to time.

• The “Last updated” date will be revised
• Continued use of LenDen means acceptance of updated Terms

We encourage you to review this page periodically.

15. Governing Law

These Terms are governed by and interpreted in accordance with the laws of India, without regard to conflict of law principles.

16. Contact Us

If you have any questions about these Terms:

• 📧 hello@moderncraft.app
• 🌐 https://www.moderncraft.app/