Privacy Policy – LenDen

Last updated: January 2026

LenDen (“we”, “our”, or “us”) is a personal finance application developed and maintained by Modern Craft. We are committed to protecting your privacy and ensuring transparency about how your data is handled.

This Privacy Policy explains how LenDen collects, uses, stores, and protects your information.

1. About LenDen

LenDen is a personal finance app designed to help users track income, expenses, savings, and financial goals.

2. Information We Collect

a) When You Do NOT Sign In

If you use LenDen without signing in or signing up:

  • ✅ No personal data is collected
  • ✅ All financial data is stored locally on your device
  • ✅ We do not access, track, or transmit your data

b) When You Sign In (Optional)

If you choose to sign in to enable features like cloud backup, we may collect:

  • Email address (for account identification)
  • Encrypted financial data (for cloud sync only)

📌 Important:

Your data is synced only when you are logged in. If you do not log in, no data leaves your device.

3. How We Use Your Data

We use your data only to provide core app functionality:

  • Saving and displaying your income and expenses
  • Showing analytics and insights
  • Syncing data across devices (if logged in)
  • Enabling optional premium features

🚫 We do not:

  • Sell your data
  • Share your data with third parties
  • Use your data for advertising
  • Track you across apps or websites

4. Data Storage & Security

  • Local data is stored securely on your device
  • Cloud data (if enabled) is encrypted
  • Biometric lock (Face ID / Fingerprint) is available as an optional security feature

While no system is 100% secure, we take reasonable measures to protect your information.

5. Premium Features & Pricing

Introductory Offer (Free)

Currently offered free:

  • Biometric Lock
  • Cloud Backup
  • Financial Goals

In the future, these may become paid.

Forever Free Core Features

  • Adding income & expenses
  • Viewing detailed analytics
  • Home screen insights

Any pricing changes will be clearly communicated on the app.

We plan to add more Free and Premium features in the future for a better experience.

6. Account & Data Deletion

You are always in control of your data.

a) Delete Data from App

You can delete all your data directly from: Settings → Delete Account

This option is available when you are logged in.

b) Request Account Deletion

You can also request account deletion by emailing: hello@moderncraft.app

Please include:

Subject: LenDen Account Deletion

Your registered email address

We will process deletion requests within a reasonable time or within 90 days.

7. Third-Party Services

LenDen does NOT use:

  • Advertising SDKs
  • Analytics trackers that collect personal data
  • Third-party data brokers

Any essential services (such as cloud sync) are used strictly for app functionality.

8. Children’s Privacy

LenDen is not intended for children under the age of 13. We do not knowingly collect personal information from children. If you believe a child has provided personal data, please contact us and we will remove it.

9. Changes to This Policy

We may update this Privacy Policy from time to time. When we do:

  • The “Last updated” date will be revised
  • Significant changes will be communicated through the app or website

We encourage you to review this page periodically.

10. Contact Us

If you have any questions, concerns, or requests regarding this Privacy Policy:

11. Summary (Plain English)

  • ✨ LenDen respects your privacy
  • 📱 Your data stays on your device unless you log in
  • 🛡️ No ads, no tracking, no selling data
  • 🗑️ You can delete your data anytime
  • Your money. Your data. Your control.
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